Mortgage & Refinancing Information

Selling Your Business Note


Before I go further, let me ask a question- if you won the lottery tomorrow, would you take the payout in a lump sum or in monthly payments?

Most people would take a lump sum because even though it might be less than the total prize, they would have control over a large sum of money now and could let the time value of money go to work and increase their winnings.So why then would you opt to get paid on your business sale over several years rather than take a lump sum payout?

The answer is probably because you didn't know that you could get cash for your business note. Peacock Capital can help you to sell your business note at a discount and cash out now, rather than later.

Advantages to sell your business note include:

? Walk away from a business you didn't want without having a financial anchor still attached to you for the next several years

? Use the balance owed to you to fund a new business, pay off debts or finance education for yourself or your loved ones- now!

? Avoid the risk that the buyer will default on the loan

? Avoid the risk of the buyer going bankrupt

? No need to wait for monthly payments

If you are going to sell your business, the following criteria should be structured into your note so that it will be more attractive to investors for purchase:

? Down payment of 30% or more

? Personal guarantee from the buyer

? Short term financing - the shorter the term the better

? Minimal seasoning of the note is needed - usually two months at least, depending on the type of business.

A note for a business that has substantial tangible assets will be easier to sell compared to one that does not - example: machine shop versus a coffee stand.

***Afra AmirSanjari is the Principal for Peacock Capital. Peacock Capital specializes in solving the cash flow challenges of  Small/Medium Businesses, Government Vendors and Individuals with innovative financial solutions by providing a network for securing operating capital.
http://www.peacockcapital.com
info@peacockcapital.com


MORE RESOURCES:

Financial Times

Top Market News: What Happened In Investing Today
Seeking Alpha
I don't often get into personality when thinking about investments, management, and corporate decisionmaking. But if a signature achievement on an executive's resume includes hiring someone as famously volatile, energetic and polarizing as Harbaugh, ...
Ford replaces chief as company performance spooks investorsFinancial Times

all 462 news articles »


Forbes

Unpacking Impact Investing -- An Emerging Asset Class
Forbes
Kate Kohler is co-leader of Korn Ferry's Impact Investing Practice. A principal in the Washington, D.C., and New York offices, she serves as a specialist in the Financial Services Sector and leads the firm's relationship with the World Bank Group.



Small Business Trends

How Luck Affects Investing in Startups
Small Business Trends
This seemingly bizarre question highlights an important point about the role of luck and skill in angel investing. If you cannot guarantee that you will lose money on your angel investments, then there must be some luck involved in the activity ...



Forbes

Investors -- Prepare Your Portfolios For Potential Tax and Regulatory Reform
Forbes
There are several drivers of a company's business as well as the price of its shares assuming it is publicly traded. Some of these include new technology, regulatory mandates, the overall speed of the global economy and new policies flowing out of ...

and more »


The Coloradoan

Women are better at investing than men, study says
The Coloradoan
When it comes to investing success, women -- not men --did better than men last year, even though most women didn't think they would post bigger returns, according to a recently released Women and Money Survey from Fidelity Investments. In 2016 Female ...



Motley Fool

How to Invest in Silver the Right Way
Motley Fool
The clearest way to invest in silver is to go out and actually buy the physical metal. Bullion silver is available in coin and bar form, and most coin dealers and precious metals dealers will offer silver bullion in various sizes and formats. Typically ...

and more »


USA TODAY

Investing: Women earned higher returns and saved more in 2016 ...
USA TODAY
When it comes to investing success, women did better than men last year. Female investors earned higher returns and saved more of their pay to fund retirement ...

and more »


Forbes

Investing: How Alternatives May Help Your Portfolio
Forbes
More recently, a third asset class has been pushing its way into the portfolios of individual investors and, unlike fashions that come and go, this trend of investing in so-called 'alternatives' seems here to stay. What are these alternatives and what ...



The Problem With Factor Investing Research
ETF.com
What belies the belief in factor investing? In short, the evidence. But what if all this so-called evidence was bunk? We address in this piece why investors should be skeptics when it comes to the performance of evidence-based investing approaches ...



Investor's Business Daily

These Top Housing Stocks Are Near Buy Points: Investing Action Plan
Investor's Business Daily
Here's your Investing Action Plan for Tuesday: what you need to know as an investor for the coming day. Luxury homebuilder Toll Bros. (TOL) reports quarterly results as fellow builders Lennar (LEN), D.R. Horton (DHI) and Beazer Homes (BZH) near buy ...


Google News

home | site map
© 2006